AT&T Points Plus Card: This month saw the launch of Citi’s AT&T Points Plus Card, but if the name sounds familiar, you’re not alone. The AT&T Access Card from Citi and the AT&T Access More Card from Citi are two more AT&T-branded credit cards that Citi has previously provided. Both of these distant cousins are no longer accepting new candidates.
The Citi AT&T Points Plus Card, as its name implies, rewards AT&T users with statement credits applied to their wireless bills each billing cycle. The card doesn’t have an annual cost and offers a sign-up bonus. However, in order to receive the credits, you must make a certain amount of purchases with the card and consent to enrol in autopay. Additionally, transactions made at AT&T do not qualify for bonus points.
For AT&T customers who spend a lot at petrol stations and grocery stores and who want a credit card without an annual fee, the new AT&T Points Plus® Card from Citi is a viable choice. However, there are substantially better options out there that offer more earning potential and that should be evaluated before applying for this one for the majority of credit card users as well as for customers of other telecom companies. You can safely eliminate this card from your consideration because it has a little welcome bonus and a high spending requirement to fully utilise the card’s perks.
AT&T Points Plus Cards Benefits
Gaining Rewards
The following rates apply to rewards earned with the AT&T Points Plus credit card:
- There are 3 points for every $1 spent at petrol stations, 2 points for every $1 spent at grocery stores and 1 point for every $1 spent elsewhere.
You can also get the following welcome bonus as a brand-new cardholder: After making $1,000 in eligible purchases within the first three months of account opening, you will receive a $100 statement credit. Additionally, if you spend $500 to $999.99 in a billing cycle, you’ll receive a $10 statement credit each month; if you spend $1,000 or more, you’ll receive a $20 statement credit.
Redeeming Prizes
Citi ThankYou Points, which can be redeemed in the following ways, are earned as rewards for using the AT&T Points Plus credit card.
• Gift Cards: You can use points to purchase a range of gift cards, including ones for dining, shopping, and entertainment.
• Travel Rewards: Exchange points for travel on airlines, planes, hotels, cars, cruises, and experiences.
Use points to pay for purchases made at partners including Amazon, PayPal, CVS, 1-800-Flowers, Best Buy, and Walmart.
• Cash Back: Redeem points for cash back in the form of a cheque by mail, a statement credit or a direct deposit to a bank account.
• Charitable Giving: Redeem points for donations to the Susan G. Komen Foundation, American Red Cross, No Kid Hungry, Unicef USA, Smile Train, and No Kid Hungry.
• Transfer ThankYou Points to a Citi travel partner: Only holders of premium Citi cards like the Premier or Prestige are eligible for this option (new applicants are no longer eligible).
Rewards Possibility
Analysing what the typical household may spend in a year will help you calculate the rewards potential of the AT&T Points Plus card. The baseline income and spending averages across all categories are calculated by Forbes Advisor using data from various government sources. We calculate that $36,177 can be spent on a credit card in a reasonable amount given the $116,000 yearly income of the 70th percentile of wage earners.
According to Forbes Advisor’s calculations, the average household in our sample spends $6,692 on groceries each year, which results in 13,384 ThankYou points. The family also spends $2,479 on petrol, which results in 7,437 ThankYou points.
You would accrue an extra 27,006 points for a total of 47,827 ThankYou points because every dollar spent on everything else is worth one point. Once you spend $1,000 per month, you’ll also get a $20 credit. We advise you to examine your own spending habits and contrast the benefits obtained for any cards you are thinking about using because everyone’s spending habits are different.
Other Perks and Benefits
- Citi Entertainment: Get privileged access to buy tickets for live performances, such as concerts and sporting events, as well as tickets for presale and unique experiences.
- Digital wallets: Contactless payment methods for compatible mobile devices.
- $0 Liability for Unauthorised Charges: Unauthorised charges are not the cardholder’s obligation.
- Free access to your FICO score: Viewing your FICO score via the Citi Mobile app or Citi Online at any time has no negative effects on your credit score.
- Fraud Early Warning: Cardholders will be called to confirm any transactions that might be fraudulent.
- Quick Lock: If a card is lost, Citi will stop all new charges while allowing recurring charges to proceed as usual.
AT&T Points Plus Card Eligibility Criteria
You must: in order to apply for an account online.
- Have U.S. citizenship or be a resident alien.
- Age minimum of 18 years.
- Respond to inquiries to verify your identification.
- Assent to the account’s terms and conditions.
Steps To Sign In
A credit card with features like cash back, travel incentives, and no annual fee is the AT&T Universal Card. You must enter your user ID and password to sign in to your ATT universal card sign on account online. To sign in to your AT&T Universal Card account, follow these steps:
• Visit attuniversalcard.com to access the AT&T Universal Card webpage.
• Fill out the boxes with your user name and password. The box that says “Remember my user ID for future visits” can be checked.
• The “Sign On” button can be clicked to access your account dashboard.
• Viewing your balance, transactions, statements, awards, and other information is possible from there. Additionally, you can contact customer care, update your account settings, and make payments.
It’s easy to maintain your credit card and take advantage of its features by logging into your AT&T Universal Card account online. If you have any queries or issues, you can call the customer support number on the back of your card or visit the help center
ATT Universal Card Login: A Comprehensive Guide To Use
How To Activate AT&T Points Plus Card?
To activate a Citi credit card online, follow these steps:
- Visit the website for Citi activation.
- Key in the security code and card number.
- Enter the last four digits of your Social Security number and your date of birth to verify your identification.
- Choose “Activate a Card.”
- To confirm your activation, locate your card and click the button indicating that you are either the principal cardholder or an authorised user for the account.
Activation Via Citi Mobile app
Using the Citi Mobile app, follow these steps to activate a Citi credit card:
- Install the Citi Mobile application.
- Launch the application, then select “Register” or “Activate” a card.
- Then select “Credit card.”
- Scan your credit card.
- Enter your date of birth, CVV, and SSN’s last four digits.
For enhanced security, call the phone number you provided on your application if you’d like to activate your Citi credit card over the phone. To correctly activate a Citi credit card, make sure all the details are correct. Otherwise, the activation won’t move on to the following stage.
If the activation was successful, it is simple to know. The card’s activation is confirmed by Citi either verbally or online. The Citi credit card is immediately usable after activation.
Your Citi credit card can be activated online, using the Citi mobile app, over the phone at (888) 201-4523, or by dialling the number on the back of your card. Your Citibank credit card account number, the 3-digit security code on the back of the card, the last four digits of the cardholder’s Social Security number, and the cardholder’s birthdate must be provided in order to activate your card.
A Citi credit card can be activated rather quickly. The procedure is required as a safeguard against fraud. It serves to unlock the card for the user after securing the account during mailing. Until it is activated, the card is inactive.
AT&T Points Plus Card Payment Method
How do I use myAT&T to make an online payment?
- Visit ATT/Pay. Sign up if prompted.
- In the event that you have numerous accounts, select the bill you wish to pay. For each additional account, repeat these instructions to pay several bills.
- Examine the payment sum and adjust as necessary. To pay using a different method or on a different date, select Split this payment.
- To submit your payment, follow the instructions.
Via Phone
You can quickly and easily make a payment using any wireless phone on your AT&T account by dialling *PAY (*729) for English or *PAGAR (*72427) for Spanish, then following the voice instructions.
At any AT&T location, you can pay your bill in person. You can’t find an AT&T shop nearby. Other methods of payment include:
• Sites where payments are permitted
• CheckFreePay Agent transaction locations
Via Mail
Any cheques should be made out to AT&T and should contain your account number or payment receipt. The money may take up to 10 days to be received and posted.
- AT&T Internet or Phone: AT&T P.O. Box 5014 Carol Stream, IL 60197-5014
- U-verse® TV: AT&T P.O. Box 6416 Carol Stream, IL 60197-6416
- DSL or home phone: AT&T Carol Stream, IL 60197-5080 P.O. Box 5080
- Small Business: Carol Stream, Illinois, 60197-5001 AT&T Remittance Centre, P.O. Box 5001.
Other Methods
The following payment options are accepted online.
- Debit or credit cards (including JCB, Diners Club, American Express, Visa, Mastercard, and Visa Electron)
- App Store
- PayWithMyBank (participating banks vary; internet banking)
Only accessible after logging into your myAT&T account:
• Savings or checking accounts
• Promotional gift cards from AT&T
• The BitPay
• Contacts for Mastercard® Click to Pay
Customer Service
Citi
Elana Rueven
Email: [email protected]
AT&T
Jessica Swain
Phone: 415-613-4267
Email: [email protected]
FAQs: Frequently Asked Questions
Is there a discount on your phone bill if you have a Citi AT&T Points Plus Card?
Although you won’t receive a discount on your phone bill up front with the AT&T Points Plus Card from Citi, you can utilise the credits you accumulate with the card to pay your AT&T wireless bill. To qualify for those credits on their AT&T cellular bill, cardholders must fulfil specific spending requirements, sign up for autopay, and choose paperless billing with their Points Plus card.
What credit score must you have to be eligible for the AT&T Points Plus Card?
Consumers with an excellent credit score of 670* or better can typically get the AT&T Points Plus Card.
Do incentives come with the Citi AT&T Points Plus Card?
Yes, the AT&T Points Plus Card earns 3 ThankYou Points at petrol stations, 2 ThankYou Points at grocery stores, including grocery delivery services and 1 ThankYou Point for all other purchases, including AT&T goods and services.
Is it worth to have a Citi AT&T Points Plus card?
People who frequently buy petrol and already own other Citi ThankYou point-earning cards (such the Citi Prestige® Credit Card or Citi Premier Card) could find the AT&T Points Plus Card to be worthwhile. Additionally, it has no annual fee, so owning it won’t cost you anything.
