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OTP-based KYC: Guide to Complete KYC for PM Kisan 16th Installment!

PM Kisan, a government program, provides financial assistance to Indian farmer families with cultivable land, transferring Rs 6,000 annually to Aadhaar-seeding bank accounts.

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OTP-based KYC: A government program called Pradhan Mantri Kisan Samman Nidhi (PM Kisan) offers financial assistance to all Indian farmer families who own cultivable land. The government provides a PM Kisan subsidy in 15 installments, with the 16th expected in February or March 2024, transferring Rs 6,000 annually to Aadhaar-seeding bank accounts.

Nonetheless, qualified farmers must finish their KYC (know your customer) process to be eligible for subsidies under the government’s PM Kisan program. Farmers who fail to do this will not be eligible for the next PM Kisan installment, even if they meet all other requirements.

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What distinguishes biometric-based KYC from OTP-based KYC?

The official website states that farmers enrolled with PM Kisan require eKYC. The PM Kisan portal offers OTP-based eKYC, while biometric-based eKYC can be obtained by contacting the closest CSC centers. You can complete OTP-based KYC online by using the registered mobile number you provided. The farmer needs to go to one of the local common service centers to complete biometric-based KYC.

How is OTP-based PM Kisan KYC completed?

  • Step 1: Visit PM Kisan’s official website.
  • Step 2: Scroll to the right of the page and look for the “e-KYC” option under “Farmers Corner.”
  • The following URL can be copied and pasted into your browser:
  • Step 3: Enter your Aadhaar number on the following page. Select “Search” by clicking.
  • Step 4: Your registered mobile number will receive a four-digit OTP.
  • Step 5: On the following page, enter this OTP.
  • Step 6: Select “Submit OTP.”
  • Step 7: After doing this, your PM Kisan KYC based on OTP will be finished.

The OTP-based KYC process will not be completed if the submitted data is invalid. Those who have already finished their PM Kisan KYC will receive a notification confirming the completion of the e-KYC.

How can I finish my PM Kisan KYC on my phone with an OTP?

Step 1: Open the PM Kisan official mobile app. The “e-KYC” option is located under “Farmers Corner” on the right side of the page.

Step 2: Enter your Aadhaar number on the following page. Select the ‘Search’ menu item.

Step 3: Your registered mobile number will now receive a 4-digit OTP. On the following screen, enter this and select “Submit OTP.” This will complete your PM Kisan eKYC.

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How can I finish my PM Kisan KYC on my phone using facial authentication?

On June 22, 2023, Minister of Agriculture and Farmers’ Welfare Narendra Singh Tomar introduced the PM Kisan smartphone app, which features facial authentication. According to a statement from the ministry, the new feature will allow farmers who qualify for financial assistance under the Pradhan Mantri Kisan Samman Nidhi to complete e-KYC by scanning their faces.

  • First, get the PM Kisan app from the Google Play Store.
  • You can find the no user status module on the PM Kisan mobile app in Step 2.
  • Step 3: Finish e-KYC by using the facial authentication feature.

Important information

KYC: What is it?

Know Your Customer, or KYC for short, is a standard operating practice designed to reduce fraud in banks all over the world. To better serve their clients and carefully monitor the dangers of money laundering, banks, and other organizations can get to know and comprehend their clients and their financial transactions thanks to KYC. By performing KYC, the bank or institution can obtain the necessary data to provide a benefit.

What is PM Kisan’s KYC?

Completing the KYC for the qualified beneficiary benefits the state:

  • Confirm the beneficial owners’ identities.
  • Verify the person’s legal status.
  • The authorized signatories’ identities

OPT: What is it?

The acronym for One-Time Password is OTP. Websites employ multi-step authentication to protect users when providing online services. To access his account, a user using multi-factor authentication must complete several authentication stages. The system prompts users to provide additional data for an extra level of security, in addition to their username and password. This makes it more difficult for an attacker to pretend to be a genuine user. This additional layer of security is provided via an OTP sent to the user’s email address or mobile number.

Muskan Manocha
Muskan Manocha
Muskan Manocha is pursuing graduation from University of Delhi.

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