SSDI Online: For those who are disabled and unable to work, Social Security Disability Insurance (SSDI), sometimes known as “Disability,” pays monthly benefits.
SSDI is a crucial safety net because research indicates that a worker who is 20 years old has a 1-in-4 risk of being incapacitated before reaching full retirement age.
In this section, we’ll walk you through the online application process and provide advice on how to expedite approval.
How to Apply for SSDI Online
Applying for SSDI online is convenient and straightforward.
Here is a step-by-step guide:
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Make sure you have these things before you start your application:
- Information about yourself, like your SSN and where you were born.
Medical information includes your condition, doctors’ names and contact information, hospitals or clinics where you’ve been treated, medical tests, medications, and, if relevant, information about your workers’ compensation claim. - List of employers’ names and times of hire for the last two years.
- Information about your marriage: the Social Security number, birthday, and dates of marriage and divorce of your current or past partner.
- The routing number and account number for direct payment of benefits are needed from the bank.
- Information about the children: If you have qualified children under 18 or disabled children, get their information too.
- Get your application going: Go to the website of the Social Security Administration (SSA) and find the SSDI Online Application page for online applications. Here is a straight link: https://secure.ssa.gov/iClaim/dib
- Fill out the forms: Fill out the forms that are asked for, and be sure to include information about your health problem and how it affects your ability to work. You will also need to permit your healthcare providers to give the SSA details about your health.
- Send in your application: After filling out all the forms, you can send your application online. Toll-free at 1-800-772-1213 or 1-800-325-0778 for people who are deaf or hard of hearing, you can call the SSA during business hours if you need help.
- The SSA will look over your case, which may include your medical records and work background after you send in your application.
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It’s up to the Disability Determination Service (DDS) in your state to decide if you are disabled if you meet the other standards.
It takes about 6 to 9 months for this review process to finish.
You can use your Social Security account to see where your application stands online.
What is the quickest way to receive disability approval?
It usually takes between 6 and 8 months to process an SSDI application.
There are, however, things you can do that might speed up the process:
- Send Complete Information: Giving complete and correct information from the start can help keep things running smoothly. This includes all of their medical data, test results, and work history.
- Quickly Respond: If the SSA asks for more information or wants to set up a review, you should answer as soon as possible.
- Look for any unusual situations: People with certain illnesses, like amyotrophic lateral sclerosis (ALS), may be able to get their applications processed faster and without having to wait.
- Follow-up all the time: Check the progress of your application often, and send the SSA any extra information they ask for right away.
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If you can’t work because of a disability, applying for SSDI online is a quick and easy way to get the money you need.
You can help make the approval process go more smoothly and possibly faster by getting all the information you need ready ahead of time and replying quickly to any SSA requests.
Don’t wait to apply; start the process as soon as you become disabled so you can start getting benefits right away.