A Guide to Using the VA Disability Calculator for Payment Estimates: The idea of combined disability scores can be hard for soldiers who are still getting used to the VA’s complicated disability system.
The VA uses a special method to figure out combined disability rates, which is different from regular addition. Veterans need to understand this process to make sure they get the right benefits.
There are different ways that the VA’s service-connected Disability rating system works to decide who gets paid and what benefits they can get.
How do you figure out a VA Disability rating?
Each illness or accident related to service is given a number disability grade that can be divided by 10 (for example, 10%, 40%). The grade shows how much the disability limits the person’s ability to do daily tasks and jobs.
Take the example of a retired person who hurt their knee and was scored at 10%, giving them a 90% effectiveness rating. The VA doesn’t just take this number away from 100%, though. Instead, a decreasing efficiency measure is used to do the math. The VA starts with the highest disability grade and works its way down when there are more than one.
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For example, think about a retired person who has extra ratings: 30% for a back injury, 20% for a right shoulder injury, and 10% for hearing loss.
The VA starts with the highest rating (30%), increases it by the current rating for speed (100), takes away the result, and does this again for each rating after that.
Veterans can use a combined scores table to make this hard math easier to understand. Veterans can find out their combined disability rate more quickly if they name their disabilities in decreasing order and follow the steps in the table.
For example, if you add together ratings of 30% and 20%, you get 44%, which you round down to 40%. When you add two 10 percent scores together, you get a final rating of 60 percent.
It’s important to understand the complicated numbers used by the VA because mistakes can affect payouts and benefits. This guide is meant to take the mystery out of the process so that soldiers can use the VA disability system with trust and accuracy.