Personal Finance

California’s Climate Credit gives households an automatic discount on utility bills. Most families in California can save over $500. The credit comes from the state’s Cap-and-Trade program and needs no paperwork.

President Trump’s new law gives $1,000 to every baby born in the U.S. between 2025-2028. The account can grow up to $93,000 by retirement with interest.

Millions of families in New York must spend their Summer EBT benefits before October 17, 2025. Unused funds from the first wave, issued last June, will be permanently lost.

The government shutdown has forced furloughs at the VA, but essential services like medical care, mental health support, and benefit payments continue.

New York is sending inflation rebate checks up to $400 directly to eligible households. Most families do not need to apply. The money comes automatically based on 2023 state tax returns.

Medicare’s 2026 open enrollment runs from October 15 to December 7. Expect higher Part B premiums, slightly fewer Medicare Advantage plans, rising drug costs, and new tools to help choose the best coverage.