Amazon Rewards Visa Signature Card: The online retailer that has everything is called Amazon. You can receive your order as early as tomorrow if you place it today. In addition to providing an extensive range of products, the company offers a co-branded Visa card, exclusively for Prime members.
The Amazon Signature Visa credit card is a co-branded credit card that bears similarities to the Prime Signature Visa. Both cards are supported by Chase Bank, a JPMorgan Chase subsidiary that manages all revolving credit issues.
Anywhere that takes Visa accepts the card. In addition to incentives on regular purchases, it offers 5% cash back on all items bought on Amazon, at Whole Foods markets, and at Amazon Fresh. Upon credit card approval, new customers are instantly eligible for a $200 Amazon Gift Card. Cardholders have the option to choose a card design that showcases Whole Foods or Amazon.
In collaboration with Amazon.com, Chase offers two credit cards, one of which is the Amazon Rewards Visa Signature Card*. You can get 3% cash back on Amazon purchases when you use the card. Although it is a good option for infrequent Amazon buyers, if you are an Amazon Prime member, you might think about applying for the Amazon Prime Rewards Visa Signature Card*. If you pay $139 (or $69 if you’re a college student) for a Prime membership, you can get larger benefits, such as 5% back on purchases made on Amazon.com.
Amazon Rewards Visa Signature Card Benefits
Lost Luggage Reimbursement: Up to $3,000 per passenger is covered if a common carrier damages or misplaces your checked or carry-on luggage.
Baggage Delay: Should your baggage be delayed for more than six hours, you will receive reimbursement for expenditures made, such as clothing and toiletries, up to $100 per day for three days.
Purchase Protection: Up to $500 per claim and $50,000 per account, your purchases are protected against theft or damage for 120 days.
Extended Warranty Protection: Up to one additional year is added to the applicable U.S. manufacturer’s warranties of three years or less for purchases made with the card.
Visa Signature Concierge Service: Get round-the-clock assistance from the Visa Concierge for things like difficult-to-find tickets to events, sports, and entertainment, meal reservations, and more.
Visa Signature® Luxury Hotel Collection: Get access to 900 opulent hotels worldwide and enjoy perks including the best deal, complimentary in-room Wi-Fi when available, and automatic room upgrades when available.
Auto Rental Collision Damage Waiver: If you decline the collision insurance that the car rental company offers and charge the full rental amount to your card, you’ll receive supplemental coverage against theft and collision.
No Foreign Transaction Fees: There are no extra costs for purchases made outside of the United States.
Fees and Penalties
Interest Rates
Variable 19.24% – 27.24%
Fees
There is no annual fee.
Balance Transfer Fee: $5 or 4% of each transfer amount, whichever is higher.
• Transaction charge for foreign purchases: $0
Is the Amazon Prime Visa Right for You?
For infrequent Amazon buyers who do not have access to Amazon Prime, the Amazon Rewards Visa may be a good choice. Among no-annual-fee credit cards, its ancillary benefits are the finest in class, and it offers significant 3% earnings on Amazon purchases. Nonetheless, the Amazon Prime Rewards Visa is the card you should use if you are an Amazon Prime subscriber.
If you don’t purchase frequently at Whole Foods or Amazon, you might want to look at a simple 2% cash-back credit card like the Citi Double Cash. This will enable you to receive 2% back on all other transactions in addition to matching the 2% back at pharmacies, restaurants, and petrol stations (1% when you buy and 1% when you pay the card off).
How to apply for Amazon Rewards Visa Signature Card?
The following actions are required for you to be eligible for the Amazon credit card:
- Go to the Amazon Rewards Visa Signature Cards website and select “Apply Now” by clicking the orange button.
- Create an Amazon account if you don’t already have one, or log in using your login credentials.
- Complete the boxes including your name, address, birthdate, and annual net income. Next, select “Continue to Next Step” from the menu.
- When asked, provide your mother’s maiden name, home phone number, mobile phone number, email address, and Social Security number. Press the “Go to Next Step” button.
- Before choosing your delivery option and indicating your interest in participating in the optional card security programme, carefully review the “Additional Information” page. When you are finished, click the “Continue to Next Step” button.
- Examine the terms on the last page and mark the box indicating that you have read and accept the terms’ stated requirements. To proceed with processing your application, click the “Submit” button.
Alliant Cashback Visa® Signature Credit Card: Apply, Benefits, Rewards, Payment Methods, and More
Payment Modes
Certain credit and debit card types can be used to make payments on Amazon.in.
According to the new RBI guidelines, credit/debit card details can only be stored by issuing banks and/or card networks (Mastercard, Visa, etc.) as of September 30, 2022. Beginning on October 1, 2022, you won’t be able to view saved cards unless you permit Amazon to tokenize them. For additional information, go to this page.
You can pay on Amazon.in using any of the following accessible payment methods:
- API, or Unified Payment Interface
- Debit or credit cards
- Pay Balance on Amazon
- Pay Later on Amazon
- Online Banking
- Simple Monthly Payments (EMI).
You may also opt to pay for select orders after they are delivered.
Here are the specifics about the different payment options. Get in touch with Amazon.in customer service if you have payment processing issues.
The following Indian-issued cards are usable:
• Credit Cards: American Express, Diners Club, Visa, Mastercard, and RuPay
• Debit Cards: Maestro, Visa, Mastercard, and RuPay
You can buy at Amazon even before receiving the Prime Visa card once you are accepted. With the quick gift card and easy online access to the Prime Visa, I’ve already saved money on a lot of transactions.
This card offers a competitive return on purchases made at restaurants, local transportation, petrol stations, and for commuting—including ridesharing—in addition to offering the highest earnings on purchases made at Amazon, Amazon Fresh, Whole Foods, and travel booked through Chase. In addition, the Prime card offers purchasing safeguards that prolong the manufacturer’s guarantee and guard your new purchases from theft or damage.
There is no annual cost for this card, but to use it, you must be an Amazon Prime member. Right now, a Prime membership costs $139 annually. The Amazon Visa* is a non-Prime variant of the card with less attractive features.
Amazon Prime Visa Card Rewards
Amazon will add a $200 Amazon gift card to your account upon approval.
With an eligible Prime membership, you can earn an additional 5% back at Amazon.com, Amazon Fresh, and Whole Foods Market. Additionally, you can earn 5% back on travel reservations made through Chase, 2% back at petrol stations, restaurants, local transit, and ridesharing, and 1% back on all other purchases. If it is not, you will only be qualified for the Amazon Visa*, which entitles you to 3% cash back in rewards at Whole Foods Market and Amazon.com, 2% back at restaurants, petrol stations, drugstores, local transportation and on commutes, and 1% back on all other purchases.
Amazon Prime card bonus deals give you additional rewards on top of the enhanced benefits your card provides. As of this writing, some offers show total earnings of up to 15% or even 20% cash back.
You can redeem your points for deposits into U.S. bank accounts, statement credits, or Amazon.com purchases. If you purchase from Amazon.com, you won’t receive cash back, so choose a statement credit or deposit instead.
Amazon Rewards Visa Signature Card: FAQs
To qualify for the Amazon Prime Visa Card, what credit score is required?
There is no minimum credit score criteria disclosed by Chase, the credit card issuer. However, it’s usually better to have high-to-excellent credit, which is generally thought to start at a FICO Score of 670, if you want a good chance of having your application approved.
How does the Amazon Prime Visa Card affect your credit score?
Indeed. Chase will query your credit reports when you apply, which may temporarily lower your score. The average age of your accounts may change, which may have an impact on your credit history.
How you use the card and make payments, how much of your balance is still unpaid, and how consistently you make payments all have an impact on your credit score.
Therefore, you must use the card sensibly to avoid harming rather than enhancing your credit history.
Does the yearly fee for the Amazon Prime Visa Card apply?
No, there isn’t an annual fee for the card.
Is there someplace I can use my Amazon Prime Visa Card?
The card is valid everywhere Visa is accepted. Furthermore, there are no international transaction fees associated with using the card overseas.
