Torrid Credit Card: If you wish to make some little financial savings on plus-size purchases, the Torrid Credit Card is helpful. There is no yearly charge, and cardholders always receive a 5% discount on purchases. After that, things only get worse. You will go elsewhere for a store-branded credit card due to the high APR (29.99% variable APR on purchases) and additional fees. It also doesn’t give many benefits and is only valid for the occasional coupon or special promotion, unlike the majority of store cards.
Torrid Credit Card Benefits
- A $15 voucher is offered for orders of $50 or more, and the first online purchase made at Torid.com will receive a 40% discount. However, you must use the discount code on the day your card is accepted. This would be the ideal opportunity to update your clothes, if you’ve been thinking about doing so. It should be noted that if you have never bought at Torrid, you may be able to receive the same 40% off discount without obtaining a credit card by simply subscribing to Torrid’s promotional emails.
- 5% off all Torrid items at Torrid retail locations and online. But the 40% off sign-up discount cannot be combined with this discount.not valid with box stuffer codes, catalog/mailer coupons, or some sitewide promos.
- Cardholders have access to special deals and promotions that aren’t open to non-cardholders.
- Simple store loyalty programme: Insider, Loyalist, and VIP tiers make up the programme. Your spending level will decide which tier you are assigned to. For every 250 points earned, members receive a different reward, as well as a birthday gift.
- There are several ways to earn extra points, including clicking a link in a marketing email from the retailer, posting an Instagram photo, sharing a product or a product review online, or connecting an Instagram account to a Torrid Rewards account.
- Account activity is reported to credit bureaus. By making consistent, on-time payments, you can build your credit.
Who Should Apply for the Credit Card?
Get the Torrid card to receive a 5% discount on all of your purchases and access to exclusive offers. However, if you frequently carry a balance, the card’s high APR will offset the advantages.
As long as they have a free Torrid Rewards account, shoppers without the card can still benefit from the Torrid Rewards Program’s benefits. They can take advantage of a variety of retail promotions, including buy one, get one free sales, 50% off clearance products, 25% off certain styles, and more.
Although there is no annual fee associated with the Torrid credit card, its high APR—29.99% variable APR on transactions as of writing—makes it a pricey addition to your wallet. If you carry a balance for too long, you’ll lose all of your funds. The card has a lot of fees in addition to an APR that is higher than typical.
Only in-store purchases with the Torrid credit card are permitted. If you don’t frequently shop at Torrid, think about getting a credit card with broad benefits.
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How to Apply for a Torrid Credit Card Online?
The online application process is simple and free. However, in order to register for the Torrid Credit Card application, you must supply the personal data shown below.
- Initials and Last Name
- Social Security Number.
- The birthdate
- Zipcode
- Email address
- Address of the residence
- City and State
- Cellular number
- Income required to qualify as an asset
Application Processes
Once the aforementioned information is complete, you can apply online at https://d.comenity.net/torrid/pub/application. Visit the website, press the APPLY link, fill out the requested information as directed, and then tap the suggested buttons to finish the application process.
Torrid credit card application status
If you have previously applied for a Torrid Credit Card and would like to check your application status to see if it has been approved, you can do so by visiting the Comenity Bank official website or by calling a customer service number that is also listed on the Torrid Credit Card website.
Registration
In order to activate your Torrid Credit Card, you must first sign up for online access. The registration process is quick and uncomplicated. The actions listed below are effective. Follow the instructions below to sign up for a Torrid credit card.
- Visit https://torrid.comenity.net/pub/apply/
- Click on Sign Up for Online Access.
- Enter the card number.
- Your Social Security number should be entered.
- After a successful account signup, proceed to card activation.
How to Register or Activate a Torrid Credit Card and Use It?
When you sign up for internet access using your credit card, the activation process is included. Visit https://d.comenity.net/torrid/ and select the register for access link to activate your card. And promptly follow the page. Keep in mind that you will need to provide your zip code and credit card information.
How To Retrive Back YourAccount?
When you go to the official website at https://d.comenity.net/torrid/, there is a recovery link button on the login page in case you forget your account username or password.
1. Click the “Forgot username or password” option on the login screen.
2. Type your login or account number.
3. Decide on a sort of identification.
4. Enter the final four digits of your SSN.
5. Type in your Zip code or postal code.
Torrid Mobile App
You can stay up to current on your account activities while you’re on the road with the Torrid mobile app, which is accessible on the Google Play Store and the Apple AppStore for both Android and i0S users. You may monitor balances, perform balance transfers, pay bills, read bill statements, and configure email alerts using the Torrid Credit Card Mobile App. It is downlaodable for Android-powered phones, tablets, and laptops.
Torrid Customer Service & Credit Card Payment Support Service
When you sign in to the credit card payment web portal, you can pay bills online. You can also send your credit card payment by mail to the following address.
Customer Service 1-800-853-2921 (TDD/TTY 1-800-695-1788) Comenity Bank PO Box 182273 Columbus, OH 43218-2273
Monday through Saturday, 8 a.m. to 9 p.m. ET, closed on Sundays.
Customers Live Assistance
Visit the website for additional information about live assistance. Live Customer Care hours may change on holidays. The automated Customer Care is operational and accessible around-the-clock.
The Torrid card is designed specifically for devoted and enduring Torrid members. It provides several distinctive advantages that are exclusive to cards, such as a 5% discount on purchases. It does not, however, have an introductory APR offer, and its APR is greater than usual. There are other cash-back credit cards available with 0% introductory APR deals, welcome bonuses, and other benefits that might be more suitable.
Frequently Asked Questions
Does the Torrid credit card provide a welcome bonus?
Yes, after spending $50, it gives cardholders a signup bonus worth up to $15.
Does the credit card offer a yearly reward for loyalty?
There is no cash loyalty incentive available with this card.
Which APRs apply to the Torrid credit card?
The average regular APR is 15% for all credit cards and 17% for accounts with a balance, according to the Federal Reserve Board. Regular APRs on this card are higher than typical.
The variable purchase APR for the Torrid Insider Credit Card is 27.24%.
Is there an introductory APR deal on balance transfers for the credit card?
No, there is not an introductory APR deal included for balance transfers.
