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Top 20 US Cities with the Highest Cost of Living

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Top 20 US Cities with the Highest Cost of Living

20. Score for Boise, Idaho: 35.5

Source: Wikipedia

Boise, Idaho, has one of the highest costs of living among communities in the United States. The city has experienced a significant increase in population in recent times, which, when coupled with the escalating cost of gasoline, has rendered it among the most costly places to reside. In addition, housing costs in the city have increased substantially in recent times, and its real estate market has been deemed one of the most exorbitant in the nation.

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19. Phoenix, Arizona, Score: 31.0

Source: Britannica

Phoenix, Arizona, ranks nineteenth on our list of U.S. cities with the most expensive living expenses. The primary cause of the overvalued housing market in the city is the disparity between supply and demand for dwellings. The rate of housing construction in the city is falling behind the rate of population growth.

18. Philadelphia, Pennsylvania

Source: Britannica

23 is the score.

There is significant housing demand in the city center and surrounding areas of Philadelphia. This, in conjunction with the city’s expanding population and constrained housing supply, is resulting in elevated rental and ownership expenses. In addition, the city is experiencing an increase in prices due to the influx of high-income earners.

17. Orlando, Florida

Source: Britannica

23 is the score.

On our list of the United States cities with the highest cost of living, Orlando, Florida ranks seventeenth. A significant number of high-income earners are migrating to the metropolis, which drives up prices. Furthermore, the scarcity of housing in the municipality is contributing to the escalation of property values. Rose Island, Isleworth, and Lake Nona Estates are a few of the most affluent municipalities within the city.

16. Tampa, Florida

Source: Kayak

Score on Insider Monkey: 20

A majority of tenants in Tampa, Florida, allocate over 30% of their income to rental expenses. Rent in the city is significantly more than $2,000. Recent trends indicate that the region’s inflation rate has remained elevated, and the city’s food and energy costs are also quite high. Despite the city’s increasing income, the rate of inflation is surpassing the cumulative salary growth of its inhabitants.

15. Dallas, Texas

Source: Wikipedia

The score is 19.

Dallas, Texas, ranks fifteenth on our list of the twenty most expensive cities to live in the United States. With limited supply and intense competition, the housing market is extremely tight-knit. The median price of a residence in the municipality exceeded $400,000 in 2021. Furthermore, housing costs in the city are approximately 15.9% higher than the national average.

14. Austin, Texas

Source: Wikipedia

The score is 18.

Austin ranks fourteenth on our list of the twenty most expensive cities to live in the United States. Rapid population development is a significant factor in the city’s exorbitant housing costs. The city experienced a 35% surge in rental costs from January 2021 to January 2022, with the mean rental amounting to over $2,200.

13.  Atlanta, Georgia

Source: Wikipedia

The score is 17.

Atlanta, Georgia, is ranked thirteenth on our list of the most expensive cities in the United States. In addition to common factors such as inflation and high rents, income inequality also influences the cost of living in the city. It has one of the most pronounced income disparities among all U.S. municipalities. As low-income households struggle to afford housing and other necessities, the accumulation of wealth inequality exacerbates the exorbitant cost of living.

12. Portland, Oregon

Source: Britannica

The points are 16.5.

Portland ranks among the most costly urban areas to live in the United States. The costs of transportation, healthcare, and utilities in the city are greater than usual. In addition, employment in the technology sector and other high-paying industries is expanding rapidly, luring high-earners from across the nation. The city is experiencing an increase in prices due to the migration of these high-earners.

11. Chicago, Illinois Score: 12.5

Source: Britannica

Due to inflation and high housing costs, Chicago has become one of the most expensive cities to reside in the United States. The local cost of living exceeds the state average by 12.8% and the national average by 5.7%.

10. Denver, Colorado

Source: The independent

11.5 is the score.

Denver ranks among the ten most expensive cities to live in the United States. The municipality exhibits a cost of living that surpasses the national average by 11%. Furthermore, the cost of housing in the municipality exceeds the national average by 36%.

9. Seattle, Washington Scores 11

Source: Wikipedia

On our list of the ten cities in the United States with the highest cost of living, Seattle, Washington, ranks ninth. High housing, transportation, and healthcare expenses characterize the city. The cost of housing in the city exceeds the national average by 111%.

8. Los Angeles, California

Los Angeles
Source: Britannica

Nine is the score.

On our list of U.S. cities with the highest cost of living, Los Angeles ranks eighth. The median rent for a two-bedroom unit is $2,370 per month, which is 65.7% more expensive than the national average, and the median home price in the city is 169.9% more expensive than the national average.

7. Miami, Florida

Source: KAYAK

Rating: 7

Seventh on our list of the twenty cities in the United States with the highest cost of living is Miami, Florida. The primary contributor to the city’s cost of living exceeding the national average by 21% is housing expenditures. Moreover, at $517,987, the median home price is significantly greater than the national average.

6. Washington, D.C.

Source: Britannica
Source: Britannica

Rating: 7

Washington, DC, is among the seven most costly communities in the United States. High costs of housing, food, and transportation characterize the city. Expenses for housing in the capital are especially expensive. In Washington, DC, the cost of a home is 148% higher than the national average. The median monthly rent in the city is an astounding $3,397, while the median home price is $1,117,362.

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5. Massachusetts, Boston

Source: Britannica

Five on the Scorecard

Boston ranks among the five most expensive cities to live in the United States. One person’s monthly cost of living in the city amounts to $2,899, which ranks it within the uppermost one percent of the most costly urban areas globally. The city’s food and transportation costs are, respectively, 24% and 38.1% higher than the national average. Furthermore, housing costs in the city are nearly 300 percent higher than the national average.

4. San Jose, California

San Jose
Source: Kayak

Five on the Scorecard

San Jose is among the most prohibitively expensive places to reside globally. High housing, transportation, and healthcare expenses characterize the city. The local cost of living exceeds the national average by 49%. Moreover, the cost of housing in the municipality exceeds that of the state average by 61.5%.

3. San Diego, California

San Diego
Source: San Diego

Five on the scorecard.

San Diego, California, has one of the three greatest cost-of-living municipalities in the United States. Concerning San Diego, housing costs are notably elevated. The price of a two-bedroom apartment in the city exceeds $3,000. The cost of housing in the municipality exceeds the national average by 123%.

2. San Francisco, California

San Francisco
Source: Britannica

2.5 is the score.

San Francisco ranks among the world’s most expensive capitals. The national average cost of living is 79% lower in this region. The average cost of a residence in the city exceeds the national average by 207%, with the median monthly rent exceeding $4,000.

1. New York City, Staten Island

New York City
Source: Britannica

1.5 is the score.

We rank New York City first among the twenty most expensive cities to live in the United States. The Worldwide Cost of Living Report by the Economist Intelligence Unit ranks it as the third most costly city globally. Due to its outstanding quality of life, diverse culture, and prosperous economy, the city attracts high-earners from around the globe, thereby increasing prices. In New York City, the median rent for a two-bedroom apartment is $6,191. To provide context, the median rent for a two-bedroom apartment at the national level is $1,306.

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